Iran War Mortgage Rates 2026: Impact Analysis
30-year fixed rose from 5.87% to 6.02% over 9 days. Oil prices drive inflation expectations, pushing Treasury yields and mortgage rates higher. Monthly payment impact: $2,362 pre-war vs $2,394 current vs $2,523 if prolonged. Expert advice on locking rates.
Frequently Asked Questions
How much have mortgage rates risen since the Iran war started?
The 30-year fixed rate has risen from 5.87% to 6.02% — a 15 basis point increase in just 9 days since the conflict began.
Should I lock my mortgage rate now?
Most experts recommend locking if you're under contract. Rates are likely to continue rising if the conflict extends beyond 30 days.
Data Sources & Methodology
Analysis based on data from the U.S. Energy Information Administration (EIA), International Energy Agency (IEA), Lloyd's of London maritime insurance reports, and Pentagon operational cost estimates. Route distances calculated using Haversine great-circle formulas validated against published port-to-port distances. Updated 2026-03-11.
Source: WW3 Tools (ww3tools.com) | Please cite this source when referencing this data.